Senior citizen medical insurance plan have become very popular these days. As a result, most of the top health insurance companies in India offer these plans. If you are a senior citizen looking for a medical cover for yourself, or you are a young adult looking to cover your parents under such a plan, you will find many options. Read on to know more.
Best senior citizen health insurance plans
Listed below are some of the best senior medical insurance plans available in India currently:
1. Red Carpet Plan from Star Health
The Red Carpet Plan from Star Health Insurance is one of the best-selling senior health insurance plans in the country. It offers comprehensive health covers such as in-patient care, domiciliary care, ambulance care, etc. it is an easy to buy medical health insurance policy as the plan is economically priced. All the regular benefits such as tax rebates are available with this plan.
2. Activ Care Senior Citizen Health Insurance from Aditya Birla
Aditya Birla Health Insurance is a very reported health insurance provider in India. As a result, all of their health plans are comprehensive and wholesome. The same holds true for the Active Care Senior Citizen Health Insurance policy. The plan covers hospitalisation costs, home health care costs, daycare procedures, OPD expenses, etc. When you buy medical health insurance from this insurer, you get a very good health cover indeed.
3. Varistha Mediclaim Policy for Senior Citizens from National Insurance
The next senior citizen medical insurance plan worth mentioning is the Varistha Mediclaim Policy for Senior Citizens from National Insurance. Anyone between the ages of 60 years and 80 years can get enrolled under this health cover. The usual medical insurance covers such as in-patient care, pre and post-hospital care, home health care, etc are covered under this plan.
4. Senior Citizen Mediclaim Policy from New India Assurance Health Insurance
The Senior Citizen Mediclaim Policy from New India Assurance Health Insurance is another very good option if you are looking for a senior citizen health plan. The minimum entry age is 60 years and the maximum entry age is 80 years. You can get a health cover of up to INR 1.5 lakhs under this health insurance policy. New India Assurance is one of the oldest and best general insurance companies in India, so when you buy the health plan from this insurer, you stand to get many benefits.
In a nutshell
It is very important for all senior citizens to buy medical health insurance. As a person who has always lived independently, you would surely not want to depend on your children now for your health care needs. This is why you need a good health cover. Also, in the absence of health insurance, a serious health problem can wipe out all your life’s savings and make you poor overnight. To prevent such things from happening, invest in a good medical health insurance plan right away and keep your health protected